Real Paths to $100K

Anonymous, detailed stories from Bay Area millionaires on exactly how they built their wealth, milestone by milestone.

The Path to $1 Million

See how different professionals in the Bay Area reached the million-dollar milestone at various ages

Select Career Path:

Software Engineer

The engineering path in tech companies, from junior developer to technical leadership roles.

Tech
Avg. 8 years to $1M

$100K

Milestone

Average Age

27

Range: 25-30

Top Strategies

  • Maximizing 401k match
  • Stock options and RSUs
  • Living with roommates in high-cost areas

$250K

Milestone

Average Age

30

Range: 28-33

Top Strategies

  • Strategic job hopping every 2-3 years
  • Specialized skills development
  • Index fund investing

$500K

Milestone

Average Age

33

Range: 31-36

Top Strategies

  • Moving into senior or staff engineering roles
  • Early-stage startup equity
  • Real estate investment

$1M

Milestone

Average Age

38

Range: 34-42

Top Strategies

  • Leadership or architect positions
  • Startup exits
  • Investment portfolio diversification

How It Works

millionaires.fyi provides transparent insights into real wealth-building journeys

Anonymous Stories

Real millionaires share their wealth-building journeys without revealing their identities.

Milestone Tracking

Follow clear financial milestones from $0 to $1M+ with actionable steps.

Verified Insights

All stories are verified to ensure authenticity while maintaining anonymity.

Featured Success Stories

Learn from those who've already achieved financial success in the Bay Area

Tech
Age 34

From H1B Engineer to Millionaire in 8 Years

Started journey: 2014
Background: Software Engineer
Key milestone: Early employee at unicorn startup

Started as a mid-level engineer at a Series A startup that grew to unicorn status. Maximized equity grants and negotiated aggressively during job changes. Invested heavily in index funds and bought a condo that appreciated significantly.

Food & Hospitality
Age 47

Immigrant Restaurant Owner to Millionaire

Started journey: 2001
Background: Restaurant Owner
Key milestone: Expanded to multiple locations and real estate ownership

Immigrated to the US with $5,000 and restaurant experience. Started as a line cook, saved aggressively to open a small restaurant. Gradually expanded to multiple locations, eventually purchasing the buildings. Combined food business profits with strategic real estate investments.

E-commerce
Age 31

DACA Recipient to E-commerce Millionaire

Started journey: 2012
Background: Undocumented → DACA → Entrepreneur
Key milestone: Built 7-figure Shopify brand

Came to the US as a child, faced limited opportunities due to undocumented status. After DACA provided work authorization, leveraged digital skills to build e-commerce business. Started with dropshipping, evolved to private label products, eventually creating a recognizable brand.

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